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The Best Vehicle For Your Credit Card Processing Needs.
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At Next Level Merchant We Offer:
- Minimal Fees
- Honest Education
- Secure Processing
- White Glove Service
- 24/7 Tech Support
Whatever Your Business,
You’re Accepted
Your payment processor should do more than charge fees; they should help you grow your business. We take great pride in custom tailoring your merchant account and equipment to meet your specific business needs. Our customers range from small start-ups to large corporations.
We Specialize in Business Types like:
Price It Your Way
We help you save money on credit card processing fees.
Interchange
Interchange
Interchange Plus Rates refer to a pricing model where the merchant pays a fixed percentage rate above the cost (interchange fee) charged by the issuing bank of networks such as Visa, MasterCard, and American Express for processing credit or debit card transactions. Larger businesses with higher transaction volumes often use this pricing model as it provides a lower cost than a tiered rate but with more transparency and flexibility.
Cash Discount
Cash Discount
Cash discount is a practice where merchants offer a discount to customers who pay with cash. In this case, the merchant is not charging an additional fee for accepting credit cards but rather incentivizing customers to pay with cash. The discount is usually a small percentage, typically around 3-4% of the purchase price. In this example, merchants add 3-4% to every price tag in the store. When a customer pays with cash at the register, the terminal automatically calculates the discount when the merchant selects cash as the tender.
Tiered
Tiered
Tiered Rates are a more complex pricing model where the interchange fees fall into three different tiers or categories based on the type of card used. Each tier has a different interchange rate, and the merchant pays according to the transaction’s tier.
Surcharge
Surcharge
Surcharge credit card processing is when merchants add a fee to the total purchase price for customers who pay with a credit card. This fee is typically around 3% of the purchase price. In this example, the products retain their original price, and a 3% surcharge is added automatically at the register when a credit card is selected as tender. (Debit card transactions do not fall under Surcharge pricing and fall under Flat or Interchange Plus pricing.) The Surcharge pricing model allows the merchant to offset the cost of processing credit card transactions while encouraging customers to pay with cash or debit cards.
Flat Rate
Flat Rate
Flat Rates refer to a pricing model where the merchant pays a fixed percentage or a flat fee for each transaction, regardless of the card type or transaction amount. This straightforward pricing model benefits small businesses or merchants with low transaction volumes seeking simple billing.
Dual Pricing
Dual Pricing
A dual pricing program is a pricing strategy used by merchants where they display two different prices for the same item. One price is for customers who pay in cash/debit, while the other price is for customers who pay with a credit card. It is similar to the Cash Discount Program in that it involves different prices for the same item depending on the payment method. The difference lies in the reason for the price difference. In a cash discount program, the lower price is offered as an incentive to customers to pay with cash/debit, while in a dual pricing program, the higher price is meant to offset the merchant’s processing fees for credit card payments.
Accept Cards In-Person or Online
The Optimum Processor For Secure, Personalized Payment Solutions.
- E-commerce
- Payment gateways
- Reoccurring billing for Subscriptions
- Interchange optimization
- ACH check processing
- Card Not Present
- Retail
- Restaurants
Customize Your Payment system
We offer a multitude of merchant processing systems with products ranging from mobile on-the-go solutions to complete custom-tailored Point of Sale systems integrating multiple locations. Whether you want to use a cell phone, tablet, computer, terminal, or a suite of equipment, we’ve got you covered!
Beyond Basic Processing
Gift Cards &
Loyalty Programs
Capital Funding
HR & Payroll
Back Your Business
With Capital Funding
Capital funding is a flexible alternative to a business loan.
Your payments are a fixed percentage based on the success of your business, which means if sales decrease, your payments reduce. Capital Funding helps business owners grow with working cash while maintaining a comfortable repayment plan.